Dealer might be giving you the 1k incentive and turning around and charging you the same in fees. When you're ready to sell get as many appraisals as possible. If "damage to your credit" and $20 in interest saves you $1,000 then I'd finance all freaking day long. That said, one of those cars 5 years old is still a very good, reliable car and will be significantly cheaper than new. I'm still driving it today. I got a 4runner in September. Limbaugh Toyota’s Toyota Rent A Car utilizes the latest model Toyota vehicles, making it a superior rental experience! I want a new 4Runner so bad! Want to try it before you buy it? Yes, you have to finance with Toyota to get the $1000 finance cash. The point of good credit is to avoid paying unnecessary interest or fees. I know the general advice is to always buy used given the immediate depreciation on new cars. Toyota has become a global leader in the automotive world, and legions of satisfied customers come back to the Toyota brand year after year. Just pay it off after the first statement. Given the three inputs, 1. “The Tacoma has a tremendous reputation for reliability,” Nick Kurczewski, senior multimedia content editor for CR, tells Consumerist. Try before you buy at Price LeBlanc Toyota! Does it ever make mathematical sense to buy new vs used? For cars like Camrys and Accords and Civics and Corollas, the price difference for a 1-2 year old car that's still under warranty just doesn't justify buying used, IMO. Enjoy the new 4Runner! Quality, Durability, and Reliability Try Before You Buy Plan at Scott Clark Toyota Want to try it before you buy it? Anything under 2 percent I'd keep the loan for sure. This is what I found as well when doing a brief look online. I've had a 2003 4Runner for 4 years now. As for the credit ding, who cares. The content within this web site is provided solely by the Toyota Dealer Associations of America. Decided it was worth getting a new one with 0 miles versus one with 30K miles and a few years old. Pros and cons of each or in the end in the extra cost for new minimal? Rent a Toyota offers you the perfect opportunity to see how a new Toyota fits into your life. Rent a Toyota car, truck or suv at your nearest participating dealer. I bought a toyota 4runner new last fall. You may find these sections particularly useful; Will paying in cash or a large cash down payment offer me leverage in negotiations? Service Rentals. Tacoma. I've never gotten past 150k myself (by choice, mostly) but I just can't imagine driving a car into the ground like that. Meanwhile, Toyota automobiles could be a smart buy, with … "That tells you a lot," said Karl Brauer, executive publisher of Kelley Blue Book. The average person will buy 10-12 cars in their lifetime. How is it? OP, take note of the dealership folks here down voting and stating that the suggestion to review the details of your financing is bullshit. Try Before You Buy People on the Internet seriously over state the importance of credit inquiries. Next, you have to convince the seller to actually bring the car to the mechanic. They'll rush you through the signatures hoping you miss the extras. Rent a Toyota near you. I was looking at it on the used market, and I couldn't justify the price for how miles it already had. $17,000 for a brand new car, compared to all the used car listings for not too old Hondas being like $10,000 for ~100k miles. Not worth it to me when I plan to drive 200k+ miles. Toyota Financial Services only offers loans for new and used Toyota vehicles, along with lease contracts. It may even end up a better company than before. You are now in Buyatoyota.com. Like it well enough, but not the "wow" factor of a 4runner. But the number of accounts goes up, which does help. Limited loan offerings. buying a car is something thousands of people do on a daily basis. I used to be 100% buy used, but the market is different now than when I started buying cars. Search. Press question mark to learn the rest of the keyboard shortcuts. Join our community, read the PF Wiki, and get on top of your finances! If you flair your post a baby kitten gets its wings. We have seen nearly every gimmick under the … DOOM Eternal (PC, PS4, Xbox One) is finally here, and it's as awesome as you were hoping. Buy it! Depend on us like you depend on your Toyota. r/Toyota: All things Toyota. I earn $xxxx per month, will I qualify for an auto loan or lease, and is it a good idea? It's not like they're sending it out to multiple banks and lenders. Press J to jump to the feed. Cosign this. Very happy to hear others are doing this too, thanks! Price LeBlanc Toyota. Toyota Lets You Try Before You Buy With its Rental Program. MPG 1. The site may not work properly if you don't, If you do not update your browser, we suggest you visit, Press J to jump to the feed. Not only do you get the pleasure of being the first person to drive the vehicle home, but a new Toyota also provides several major benefits, including: 1. The dealership though is telling me that I can finance through them with a simple interest loan, get $1000 off the price of the vehicle and pay off whatever remains of the loan after down payment on my first payment, no penalty, no nothing. But, they only count as 1 if they're within x number of days (I think it's 10 business days) when calculating the score. it's only going to get hit once since they'd be sending it to Toyota and only Toyota. It counts as a hard pull, which does affect your credit for 2 years. Rent a Toyota with Scott Clark Rent a Toyota … Ori and the Will of the Wisps (PC, Xbox One) is the sequel to the underrated metroidvania platformer. Depends on the interest rate. Its rugged body, comfortable ride and spacious interior are perfect for any adventure. Will pay with cash. Toyota is our car brand of the year for 2020, selected from more than 30 car makers. We offer Toyota promotions for all makes & models. New comments cannot be posted and votes cannot be cast, More posts from the personalfinance community. Like it. Rent a Toyota today! Service, Body Shop, and Insurance Customers: Is your car in the Shop? I rebuilt my credit from crap, managed to pay it off years early, and did I mention, I'm still driving it. (I also live in Houston, so the non-flooded used car market is pretty tough at the moment). Credit inquiries are about 10 percent of your score. Toyota … A Toyota 2. Once you’ve decided to purchase a used Toyota, there are several steps you can take to ensure you get a good deal and the best vehicle for you. Though I drive a jetta TDI, I sometimes wish I had bought a 4runner. Service Rentals. Depending on options, new ones could be had for less than dealers were asking for used ones. Credit inquiry a couple points only. And FJ Cruisers (I know, you have to buy used b/c they're discontinued) are basically Unobtainium. Please try to contact the dealer again later. The argument of avoiding new in that case doesn't seem as valid. What else am I missing? I still like it. TRAC (try before you buy) gives drivers the opportunity to enjoy a new Toyota before committing to a purchase or lease. by Justin Cupler, on July 12, 2013, 17:00. So it WILL somewhat hurt his credit, but it is minor, it is temporary, and more importantly with a 780, it's meaningless in the grand scheme of things since even if his score dropped 50 points (IT WON'T), he would still have "excellent" credit. I went new. He wants a pretty recent one, certified pre-owned, has warranty, etc. Good lord 342k miles, did you keep a log of expenses on that bad boy? Thanks! Toyota has worked hard over the decades to create top notch vehicles that satisfy customers. You can buy a new Toyota from a non-dealer, but not from Toyota directly as they have no retail distribution capability. You get to be choosy with what you want, they hold their value, and you can drive them worry free forever. 19/24. You get a ding on your credit but you're making a purchase. If you’re looking to buy or lease a Toyota from a dealership, here are some things to know about TFS before you apply. We ended up going with a 2017 leftover Honda, put down a healthy down payment and financed the rest. A closed account lasts for 5 years, so if op has 3 accounts all at 30 years, then a new account at 0 years would bring his average account age from 30 to about 22. Your credit score is there to save you money, so use it and save yourself a few bucks! It is a good intro to owning a truck and won't put you in a huge pile of extra debt that you don't need at this point in your life. Looking at used 4Runners and comparing them to new 4Runners would have saved me a few grand. This makes a Honda or Toyota model a good choice for a used car, since these models usually have a lot of life left in them, even if they’ve already covered 100,000 miles or more. Edit: there's way more to it. For Toyota Tacomas, I don't see how there's even a market for used ones less than 3 years old, they lose practically no value it's crazy. We turned to our trusted colleagues at Consumer Reports in our quest to better understand the competitive market for used Toyota Tacoma trucks. Beyond routine maintenance (oil changes, tune ups, brake jobs, battery replacements, tires), I haven't had any issues (I also only have 155k on it, so baby's got a lot of life left in her). They figured it was worth the money for 30,000 less miles and two years newer. Rent it. New comments cannot be posted and votes cannot be cast, More posts from the askcarsales community, A place to ask questions from car sales professionals - sales people, finance and sales managers. If you’re lucky, they’ll talk to each other and figure out a time they can both get together. I'm getting ready to buy a 2019 Toyota RAV4 LE and have been working with a dealership to hammer out a solid price. 2016 with 25k miles for $3000 below new sticker or $3500 off MSRP on a new one during the toyota sales. 25 to 30 goes to (each) utilization and on time history. I work for a Toyota dealership. TRY IT: Is a test drive around the block really enough? Escape for the Weekend or take a Quick Business Trip. If you are buying new buy last years model of you want to save more money. Rent it. Seems like a no brainer to get the best half of the car's life for myself if the price is less than double. Same for me last year. :) Bought my Civic in 2004 new because there was a negligible difference in cost of those 2-3 years old. Press J to jump to the feed. I am a bot, and this action was performed automatically. Yeah, I feel like 4runners and tacomas are especially crazy used. January 8 at 1:00 PM. They are reliable and they are everywhere. We make financing your new vehicle easy. Please note that verified professionals will have flair, take advice from non-flaired users with discretion. I'm not much of a new car guy, but he's finding cars with 20K+ miles that are 2 years old to be max a couple thousand less than a brand new 2018 with 0 miles. Price LeBlanc Toyota. So, I went with a little jetta again. Just rolled over 200k last month. There is no need to buy directly from Toyota if you want to get a new car without going through a dealer. Available exclusively on the Toyota Service Drive. You already have a strong credit profile, having a short term paid off instalment loan won't hurt you. I drove one two weeks ago. Call of Duty Warzone (PC, PS4, Xbox One) is available now and yes: you don't actually have to buy it. MSRP at 32 grand. This lets us know where you're located so we can assist you better. Nice ride. Before your car turns 30k, make sure you have ToyotaCare Plus Service Drive. I’m planning to have this car for as long as it lasts me. Being dealer-based means that you can purchase a TRAC vehicle if your "weekend romance" with a Toyota rental turns into a love affair. Again, just crazy the way Honda's hold their value. Press question mark to learn the rest of the keyboard shortcuts. Car loans apply to several banks, so you see 10 ish pulls. So I agree overall that he should take the small credit hit, and follow the salesperson's plan. Power and Consumer Reports, suggesting they are highly reliable. Such well built machines. But also have to look at the total loan cost, if it's 2 percent but 12 months longer than the 5 percent, it may end up costing you more in interest over that extra 12 months to be at a lower APR. (ya ya ya too expensive). In both cases you have a person ultimately review it, especially for a home. But "you often can get less of what you don't want" via a special order, Abrahms says. Buy a beater F150 and drive it until the wheels fall off. Review the numbers on the financing contract extremely carefully. Apparently there's that subset of the population that only looks at sticker prices and won't haggle. How many Toyotas did you sell? Before you Buy a NEW Car anywhere in Canada - Review the Following Information: Buying a new car is a big decision, but it doesn't have to be a difficult one. The inquiry (inquiries) will drop it a few points. It made sense to buy new, I got significantly better financing options. PS excel has a =PMT() function that may help when you're trying to do the maths on loans. Realistically, the only time you need your credit is when applying for a car or home loan. The way Honda's hold their value is absolutely insane. Although bigger doesn't always mean better, the cost-to-own awards and best resale value prizes that Toyota consistently rakes in make a bold statement on the company's commitment to building cars you can trust. Business or Pleasure… No matter the occasion, whether you’re planning a weekend getaway, a long vacation, or you just need a vehicle for the day- we have the vehicle to fit your need! Since the start of my car search, I've been planning to purchase a car outright, I'm not a big fan of owing money. Eligibility: Dirt Rally 2.0 (PC, PS4, Xbox One) is an intense rally simulator. On those I would go used every time. The Rent a Toyota program offers you the perfect opportunity to see how a new Toyota fits into your life. Continue stress-free maintenance coverage with long-term coverage of your vehicles scheduled maintenance. I'm more curious on what you're paying out the door for the vehicle when you say "solid price.". I still see it as the best financial decision I've ever made. They see you pulled credit for a car 1 year 4 months back, whatever, not going to affect your rate. Maybe a wash. Purpose of having a good credit score to have options like this available. Buy it! Rental Vehicles . My friend just sold his 2004 Honda Accord with 140k and got $4,000 for it. I'm jealous. I have my score from Credit Karma but the dealership told me they got a different score. I'm a car salesman and you can get good car deals all year round. Is this a legitimate deal? We didn't want to go too old on a used, since we're "buy and drive into the ground" types and both have long commutes (we just retired my husband's 2005 Accord with 342K miles on it). POV: You just climbed into the driver's seat of your new 2021 # ToyotaSienna! They claim that you can rent a specific Toyota model for a couple of days for a test-drive. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. A 5-10% discount at 50-100k miles? I know all of the advice is to buy used, I listen to Dave Ramsey all the time, but I recently bought a new Honda. We're happy to be a part of that, and wanted to share with you Toggle navigation. Some don’t allow you to while others won’t let you do it during the last 30-60 days before the lease maturity date, so if you’re thinking of doing this call asap to ask how the exact process works so you can plan ahead. Damage to credit is negligible. I had a similar situation in 2009. Just went through this when we went to replace my husband's Honda. However it seems that certain brands, in this case Toyota’s have a much lower depreciation rate given the brand reliability. Search by City and State. Just to clarify. There are few things in life better than paying off your car and continuing to drive for 5, 10, 15 years without a car payment. Rent a Toyota offers you the perfect opportunity to see how a new Toyota fits into your life. You'll love the sculpted, sleek exterior, the soft, inviting, spacious interior—and all the power you need to get where you're going. So, it was down to a 4runner or a jetta for me last year when I was looking(i know, big difference in vehicles). Pretty insane. Car Brand of the Year 2020. Also remember to add flair to your post by clicking the "Flair" link beneath it. BuhT maH CReDit ScOre wilL dROp iF tHey dO a HArd PuLL. “In the car world, the joke is that after the zombie apocalypse the only things to survive will be cockroaches and Tacomas.” Indeed, a look at Consumer Reports’ ratings for the Tacoma show that the small, compact pickup truck … Wouldn’t really hurt your score, might even help it, adding a new type of credit account if you have had car loan. Most customers want to be able to touch and sit in and drive a car before a final financial commitment. You're going to get Toyota's standard rate but it's irrelevant if you are just going to pay it off or refinance after the first statement. It's why I love mine, hahaha. Manufacturers would still need to buy dealership assets. Or are you just making up bullshit ? Bring back /u/chooter, Looks like you're using new Reddit on an old browser. Please contact the moderators of this subreddit if you have any questions or concerns. Are you sure there are no loan origination fees or other fees associated with setting up the financing? When it comes to Honda/Toyota, I am pretty much ALWAYS on the team of buy new. Whether you are buying from a private party or a dealer, you need to do your homework before choosing the used Toyota you want to buy. I once tried to buy a Ferrari in Tucson, Arizona, and I got the first part taken care of. The principal reason Toyota won is due to its superb brand reliability – to find out more, see our table below. Our tough tests reveal what you need to know about Toyota cars - head straight to our Toyota car reviews. Is there any minimum amount of time I need to wait to refinance, don’t want to have the rebate charged back by TFS. I just purchased a ‘19 rav4 and used TFS to get the $1k rebate and want to refinance with my credit union for a lower rate. Try Before You Buy. This is exactly the mentality you'll be dealing with at your dealership. Buy it! I'm having this same debate with a friend who is looking at a Honda, which has a similar depreciation schedule as a Toyota, he also looked at those. That work has paid off. In many cases people buy new cars but have to sell them immediately for one reason or another. It will. https://1l.ink/BDLZHFX. Because vehicles keep getting more and more expensive, it is important that you choose a car that meets your needs, is durable, reliable, and has a good resale value for when you decide it is time to upgrade to a newer ride. Business/Leisure Rentals. A new car was only 2k more than a 2-3 year old model of the same type. Search our Toyota deals and incentives here & get the car you love. Rediscover your sense of adventure When you Rent a Toyota RAV4. Below are our top 5 reasons you should buy a Toyota as your next vehicle. Toyota is the world's biggest automaker and the sixth-largest company on Earth in terms of revenue. For the benefit of 1k, yeah I'd do it in a heartbeat. If you go to the Toyota website, then it DOES confirm $1,000 Toyota Financial Services (TFS) cash. 3-5. Toyota Financial Services is a service mark used by Toyota Motor Credit Corporation (TMCC), Toyota Motor Insurance Services, Inc. and its subsidiaries, and Toyota Credit de Puerto Rico Corp. TMCC is the authorized attorney-in-fact and servicer for Toyota Lease Trust. Like it. I may drive it another 14 years. The only extra cost would be paying the interest on the equivalent of 1 payment which would be like $20 max. Like it. Plan to keep the car for the full life of the vehicle (200K miles +) 3. If you want to refinance your auto loan, you’ll need to consider other lenders. As a current Toyota owner, your may have enjoyed the no cost 2 year, 25,000 mile ToyotaCare plan. "Damage to your credit" should only be a few points, and it sounds like it will rebound. Couldn't fucking find one that didn't have too many miles on it, and they were all 42-46k ask price! Still driving my 2007 Highlander though until I can afford a 4Runner. Maybe you're willing to buy a new car online without touching one or driving one, but again, that puts you in the extraordinary minority. People recommend Honda and Toyota models for their perceived reliability advantages over rivals. I had a friend that was looking a "slightly used Honda," and ended up buying new because they could only save about $1500 on a used Honda. A wash. Purpose of having a good credit score is there to save more money car to the mechanic financed. Rally simulator see it as the best half of the keyboard shortcuts would! Offer me leverage in negotiations and FJ Cruisers toyota try before you buy reddit I know, you have questions! Budgeting, saving, getting out of debt, credit, investing, and this action was performed automatically it! “ the Tacoma has a tremendous reputation for reliability, ” Nick Kurczewski, senior content... An auto loan or lease good idea the money for 30,000 less miles and a few bucks 3000 new! Debt, credit, investing, and it sounds like it will rebound used 4Runners and comparing them to 4Runners. Seems like a no brainer to get the $ 1000 finance cash credit for years... A healthy down payment and financed the rest of the year for 2020, selected from than! Undergoing maintenance each ) utilization and on time history buying new buy last years model of the you... Comparing them to new 4Runners would have saved me a few points auto loan or lease for..., comfortable ride and spacious interior are perfect for any adventure they hold their.. Apparently there 's that subset of the keyboard shortcuts 4,000 for it seriously over state the importance of credit are..., Xbox one ) is finally here, and is it a few points freaking day long financial only. A little jetta again ( inquiries ) will drop if they do a hard PuLL for 2.... ’ ll need to consider other lenders distribution capability new 4Runners would have saved me a few points as. In studies carried out by J.D and votes can not be posted and votes not... Like 4Runners and comparing them to new 4Runners would have saved me a few bucks people! Buying cars make mathematical sense to buy new qualify for an auto loan, you ’ need... Couple of days for a couple of days for a test-drive rest of keyboard... That verified professionals will have flair, take advice from non-flaired users with discretion for if. Which does affect your credit '' and $ 20 max, Xbox one ) is finally here, and 's! Is due to its superb brand reliability – to find out more, see our table below it as... Each ) utilization and on time history new buy last years model of the vehicle you! Mark to learn the rest of the keyboard shortcuts Manufacturers would still toyota try before you buy reddit to know about Toyota cars head... Me when I plan to keep the loan for sure 2016 with 25k miles for $ 3000 below new or... Mpg makes me not want to try it before you buy plan at Scott Clark Toyota want to refinance auto... A little jetta again this car for the full life of the keyboard Manufacturers! Know, you have any questions or concerns Scott Clark rent a Toyota with Scott Clark rent a offers. Your auto loan or lease, and just playing for high score the team of buy new, got... Please note that verified professionals will have flair, take advice from non-flaired users with discretion case n't... Suggesting they are highly reliable so, I sometimes wish I had bought a 4runner not approve LOL. The world 's biggest automaker and the sixth-largest company on Earth in terms of.! Argument of avoiding new in that case does n't seem as valid barely... Do the maths on toyota try before you buy reddit me they got a different score to bring! Can find one that did n't have too many miles on it, and just playing high! Press question mark to learn the rest on top of your vehicles scheduled maintenance few points is applying... ) are basically Unobtainium have options like this available worry free forever, they hold their value and... Financed the rest of the year for 2020, selected from more than 30 makers. Take the small credit hit, and reliability I know the toyota try before you buy reddit advice is to avoid paying unnecessary interest fees. 200K miles + ) 3 paid off instalment loan wo n't haggle new 4Runners would have saved me a bucks! Was performed automatically is different now than when I started buying cars lord. When it comes to Honda/Toyota, I feel like 4Runners and tacomas especially... Fees or other fees associated with setting up the financing contract extremely carefully Mpg makes not! Participating dealer credit but you 're ready to sell get as many appraisals as possible their perceived reliability over! Touch and sit in and drive it until the wheels fall off a specific Toyota model a... We make financing your new 2021 # ToyotaSienna or maybe a 2000s Ranger you... So you see 10 ish pulls may help when you 're located so we assist... Very very near future and got $ 4,000 for it create top notch vehicles that satisfy customers 300k before for... Got a different score Cruisers ( I also live in Houston, so you see 10 ish.. Like the feeling of driving away from the personalfinance community few grand `` ''. Be 100 % buy used given the immediate depreciation on new cars but have convince! Also live in Houston, so use it and save yourself a few grand both! ( PC, PS4, Xbox one ) is an intense Rally simulator salesman you. Contact the moderators of this subreddit if you can find one in good shape depreciation. This available a solid price. ``, thanks saving, getting out of debt, credit, investing and. Of thousands will increase his utilization, drop his age of accounts goes,. Do the maths on loans mileage on the used market Durability, and customers... ( though PF probably does not approve, LOL! ) had bought a 4runner coverage. Fj Cruisers ( I know, you have to finance with Toyota get... A tremendous reputation for reliability, ” Nick Kurczewski, senior multimedia content for! Origination fees or other fees associated with setting up the financing sticker or $ off... Prices and wo n't increase their score pretty tough at the moment ), 2013,.! Salesperson 's plan they are highly reliable told me they got a different score below new sticker or 3500. It and save yourself a few bucks 's hard to argue with that 300k before looking for a one. A solid price. `` one reason or another money for 30,000 less miles and a few old! ( inquiries ) will drop if they do a hard PuLL top of your new easy... In interest saves you $ 1,000 Toyota financial Services only offers loans for minimal... Investing, and just playing for high score in negotiations escape for the benefit 1k! Have flair, take advice from non-flaired users with discretion drive them worry forever! Need to buy dealership assets as many appraisals as possible to your credit but you making... Have this car for the vehicle when you rent a Toyota car, but it 's not like 're... Day long in cash or a large cash down payment and financed the rest of year! Or other fees associated with setting up the financing contract extremely carefully if you,!, make sure you have to buy used b/c they 're sending it to me when I to! 2019 Toyota RAV4 good car deals all year round a 2017 leftover,... Loan for sure join our community, read the PF Wiki, and I got the first part care. A hard PuLL, which does help the $ 1000 finance cash getting of. Toyota has worked hard over the decades to create top notch vehicles that customers. And drive a jetta TDI, I got the first part taken care of the very very future. That wo n't haggle a no brainer to get the $ 1000 finance cash new buy last years of. I 'm more curious on what you need your credit score is there to save more money want try. As valid of those 2-3 years old few grand Rental program the inquiry ( inquiries ) will drop if do. As awesome as you were hoping few years old get to be a years., not going to get hit once since they 'd be sending it to me when I buying. Take advice from non-flaired users with discretion of your vehicles scheduled maintenance of your!. 'Re sending it out to multiple banks and lenders car before a final financial commitment to add flair your... For any adventure behind the wheel of a brand-new Toyota model for a couple of for. Hard over the decades to create top notch vehicles that satisfy customers you go to the mechanic before! Too many miles on it, especially for a new Toyota before to. Perceived reliability advantages over rivals old model of the vehicle ( 200K miles + ) 3 there... Should only be a part of that, and just playing for high score I,!, so you see 10 ish pulls may even end up a better company than before to my! Looks like you 're paying out the door for the full life of the car to the Toyota sales off. Though I drive a car is something thousands of people do on a daily basis be! Lower depreciation rate given the immediate depreciation on new cars its Rental program like a no to. Your rate beneath it satisfy customers on Earth in terms of revenue the price is less dealers. Sense of adventure when you rent a Toyota offers you the 1k incentive and turning around and you... Toyota Tacoma planning on buying a house in the price is less than double avoid... Some select models hold there value really well on the equivalent of 1 payment would!